RATING ACTION:

On September 17, 2026, CariCRIS downgraded the Issuer/Corporate Credit ratings assigned to Trinidad and Tobago Mortgage Bank Limited (TTMB or the Group) by 1 notch to CariA+ (Foreign and Local Currency Ratings) on the regional scale and ttA+ (Local Currency Rating) on the Trinidad and Tobago national scale. The outlook was revised to stable from negative.

 Read Full Rating Release | Download Full Rationale 

Analysts’ Contact Info:

Anelia Oudit
Tel: 1-868-487-8364
E-mail: aoudit@caricris.com

Shabanna Seetaram
E-mail: sseetaram@caricris.com

Disclaimer: CariCRIS has taken due care and caution in compilation of data for this product. Information has been obtained by CariCRIS from sources which it considers reliable.  However, CariCRIS does not guarantee the accuracy, adequacy or completeness of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. No part of this report may be published / reproduced in any form without CariCRIS’ prior written approval. CariCRIS is also not responsible for any errors in transmission and especially states that it has no financial liability whatsoever to the subscribers/ users/ transmitters/ distributors of this product.

RATING ACTION: 

On September 17, 2026, CariCRIS reaffirmed the Issuer/Corporate Credit ratings assigned to Access Financial Services Limited (AFS) of CariBBB (Local Currency Rating) and CariBBB- (Foreign Currency Rating) on the regional rating scale, and jmA- (Local Currency Rating) and jmBBB+ (Foreign Currency Rating) on the Jamaica national scale. A stable outlook was assigned.

 Read Full Rating Release | Download Full Rationale 

Analysts’ Contact Info:

Anelia Oudit
Tel: 1-868-487-8364
E-mail: aoudit@caricris.com

Brandon Singh
Tel: 1-868-682-9919
E-mail: bsingh@caricris.com

Disclaimer: CariCRIS has taken due care and caution in compilation of data for this product. Information has been obtained by CariCRIS from sources which it considers reliable.  However, CariCRIS does not guarantee the accuracy, adequacy or completeness of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. No part of this report may be published / reproduced in any form without CariCRIS’ prior written approval. CariCRIS is also not responsible for any errors in transmission and especially states that it has no financial liability whatsoever to the subscribers/ users/ transmitters/ distributors of this product.

RATING ACTION: 

On September 17, 2026, CariCRIS reaffirmed the Issuer/Corporate Credit ratings assigned to VM Financial Group Limited (VMFG or the Group) at CariBBB (Foreign Currency Rating) and CariBBB+ (Local Currency Rating) on the regional rating scale, and jmA- (Foreign Currency Rating) and jmA (Local Currency Rating) on the Jamaica national scale. A stable outlook was maintained.

 Read Full Rating Release | Download Full Rationale 

Analysts’ Contact Info:

Keith Hamlet
Tel: 1-868-487-8356
E-mail: khamlet@caricris.com

Shabanna Seetaram
E-mail: sseetaram@caricris.com

Disclaimer: CariCRIS has taken due care and caution in compilation of data for this product. Information has been obtained by CariCRIS from sources which it considers reliable.  However, CariCRIS does not guarantee the accuracy, adequacy or completeness of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. No part of this report may be published / reproduced in any form without CariCRIS’ prior written approval. CariCRIS is also not responsible for any errors in transmission and especially states that it has no financial liability whatsoever to the subscribers/ users/ transmitters/ distributors of this product.

RATING ACTION:

On September 17, 2026, CariCRIS reaffirmed the Issuer/Corporate Credit ratings assigned to Eastern Caribbean Home Mortgage Bank (ECHMB or the Company) at CariA- (Foreign and Local Currency Ratings) on the regional rating scale. A stable outlook was maintained.

 Read Full Rating Release | Download Full Rationale 

Analysts’ Contact Info:

Keith Hamlet
Tel: 1-868-487-8356
E-mail: khmalet@caricris.com

Rudra Bhimsingh
E-mail: rbhimsingh@caricris.com

Disclaimer: CariCRIS has taken due care and caution in compilation of data for this product. Information has been obtained by CariCRIS from sources which it considers reliable.  However, CariCRIS does not guarantee the accuracy, adequacy or completeness of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. No part of this report may be published / reproduced in any form without CariCRIS’ prior written approval. CariCRIS is also not responsible for any errors in transmission and especially states that it has no financial liability whatsoever to the subscribers/ users/ transmitters/ distributors of this product.

RATING ACTION:

On September 17, 2026, CariCRIS reaffirmed the assigned corporate credit ratings of CariA (Local Currency Rating) on the regional rating scale, and jmAA- (Local Currency Rating) and jmA+ (Foreign Currency Rating) on the Jamaica national scale. A stable outlook was assigned.

 Read Full Rating Release | Download Full Rationale 

Analysts’ Contact Info:

Anelia Oudit
Tel: 1-868-487-8364
E-mail: aoudit@caricris.com

Brandon Singh
Tel: 1-868-682-9919
E-mail: bsingh@caricris.com

Disclaimer: CariCRIS has taken due care and caution in compilation of data for this product. Information has been obtained by CariCRIS from sources which it considers reliable.  However, CariCRIS does not guarantee the accuracy, adequacy or completeness of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. No part of this report may be published / reproduced in any form without CariCRIS’ prior written approval. CariCRIS is also not responsible for any errors in transmission and especially states that it has no financial liability whatsoever to the subscribers/ users/ transmitters/ distributors of this product.

RATING ACTION:

On September 17, 2026, CariCRIS reaffirmed the Issuer/Corporate Credit ratings assigned to JMMB Group Limited (JMMBGL or the Group) at CariA- (Regional Local Currency Ratings), CariBBB+ (Regional Foreign Currency Ratings), jmAA- (National Local Currency Ratings) and jmA+ (National Foreign Currency Ratings). A stable outlook was maintained.

 Read Full Rating Release | Download Full Rationale 

Analysts’ Contact Info:

Keith Hamlet
Tel: 1-868-487-8356
E-mail: khmalet@caricris.com

Sharlene Gordon
Tel: 1-876-564-5230
E-mail: sgordon@caricris.com

Disclaimer: CariCRIS has taken due care and caution in compilation of data for this product. Information has been obtained by CariCRIS from sources which it considers reliable.  However, CariCRIS does not guarantee the accuracy, adequacy or completeness of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. No part of this report may be published / reproduced in any form without CariCRIS’ prior written approval. CariCRIS is also not responsible for any errors in transmission and especially states that it has no financial liability whatsoever to the subscribers/ users/ transmitters/ distributors of this product.

RATING ACTION: 

On June 18, 2026, CariCRIS upgraded by 1 notch the Issuer/Corporate Credit Ratings of Barita Investments Limited (BIL) and its Subsidiaries (Barita or the Company) to CariA- (Foreign Currency Rating) and CariA (Local Currency Rating) on the regional rating scale, and jmA+ (Foreign Currency Rating) and jmAA- (Local Currency Rating) on the Jamaica national rating scale. A stable outlook was assigned.

 Read Full Rating Release | Download Full Rationale 

Analysts’ Contact Info:

Keith Hamlet
Mobile: 1-868-487-8356
E-mail: khamlet@caricris.com

Megan Dass
Mobile: 1-868-713-6863
E-mail: mdass@caricris.com

Disclaimer: CariCRIS has taken due care and caution in compilation of data for this product. Information has been obtained by CariCRIS from sources which it considers reliable.  However, CariCRIS does not guarantee the accuracy, adequacy or completeness of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. No part of this report may be published / reproduced in any form without CariCRIS’ prior written approval. CariCRIS is also not responsible for any errors in transmission and especially states that it has no financial liability whatsoever to the subscribers/ users/ transmitters/ distributors of this product.

RATING ACTION: 

On June 18, 2026, CariCRIS reaffirmed the Issuer/Sovereign Credit ratings of CariBB (Foreign and Local Currency Ratings) on its regional scale assigned to the Government of the Commonwealth of Dominica (GOCD). A stable outlook was assigned.

 Read Full Rating Release | Download Full Rationale 

Analysts’ Contact Info:

Stefan Fortuné
Tel: 1-868-799-6751
E-mail: sfortune@caricris.com

Carla Ash
Tel: 1-868-713-6794
E-mail: cash@caricris.com

Disclaimer: CariCRIS has taken due care and caution in compilation of data for this product. Information has been obtained by CariCRIS from sources which it considers reliable.  However, CariCRIS does not guarantee the accuracy, adequacy or completeness of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. No part of this report may be published / reproduced in any form without CariCRIS’ prior written approval. CariCRIS is also not responsible for any errors in transmission and especially states that it has no financial liability whatsoever to the subscribers/ users/ transmitters/ distributors of this product.